Title Rundown
Sample Abstract of Title

46 Wrenfield Road, Unit 3, Roslindale, MA

Period of search
1986-11-04 – 2026-06-10

Document

Fictional sample document
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Owner of Record

Rosalind M. Thackery

Title Deed — 56402/91 recorded 2016-06-22 from Rosalind M. Thackery and Douglas P. Thackery

Open Mortgages

  • Open · 2021-08-19 Mortgage from Rosalind M. Thackery to Coastline Savings Bank — 66017/242 now held by Sentinel Trust National Association, as Trustee

Liens

  • Mechanic's Lien - Statement of Account — 73412/88 recorded 2026-04-30 Common-area roof work recorded against all units; the enforcement period is still running.
  • Condominium Common-Charge Lien — 72455/190 recorded 2025-09-02 Unpaid common charges; a statutory certificate will be required at closing.
  • Municipal Tax Taking — 70418/23 recorded 2024-08-06 Unredeemed taking for unpaid fiscal year 2023 real estate taxes; no release of record.

Easements & Restrictions

  • Master Deed — 12388/201
  • Declaration of Trust — 12388/240
  • By-Laws — 12388/258
  • Notice of Activity and Use Limitation — 39004/118 Limitation on subsurface excavation in the rear common area; notice obligations run with the land.
  • Taking for Street Layout - Wrenfield Road — 7268/204 City taking along the westerly line of Wrenfield Road, cited in and predating the master deed.

Condo Docs

  • Master Deed — 12388/201 recorded 1986-11-04
  • Declaration of Trust — 12388/240 recorded 1986-11-04
  • By-Laws — 12388/258 recorded 1986-11-04
  • Amendment — 29617/188 recorded 2002-06-18 Assigns exclusive-use Parking Space 3 to Unit 3.

Plans

Examiner Comments

  • The owner of record died in 2026. A fictional probate proceeding is pending, and authority to convey must be established before closing. ( 56402/91 )
  • A discharge was executed by an entity with no recorded assignment. Discharge authority is not established. ( 61338/412 )

Chain of Title

5 instruments
# Date From To Instr. Bk/Pg Notes
1 2016-06-22 Rosalind M. Thackery; Douglas P. Thackery Rosalind M. Thackery Deed 56402/91 Conveyance pursuant to a judgment of divorce; grantor Douglas P. Thackery signed by attorney-in-fact.
2 2004-09-30 Anne R. Halvorsen, Trustee of the Halvorsen Family Trust Rosalind M. Thackery; Douglas P. Thackery Deed 35218/44 Tenants by the entirety.
3 1998-05-14 Anne R. Halvorsen Anne R. Halvorsen, Trustee of the Halvorsen Family Trust Deed 22671/303 Trustee certificate recorded herewith at 22671/301.
4 1988-03-22 Wrenfield Court Development Trust Anne R. Halvorsen Unit Deed 14206/77 First unit deed; Unit 3 with a 14.28% undivided interest; acknowledged by one of two trustees.
5 1986-11-04 Wrenfield Court Development Trust - Master Deed 12388/201 Creates Wrenfield Court Condominium; seven units; period of search begins here.

Mortgages & Discharged Instruments

6 items

Coastline Savings Bank → Sentinel Trust National Association, as Trustee

Rosalind M. Thackery

Open
MORTGAGE Rosalind M. Thackery → Coastline Savings Bank
2021-08-19 66017/242
ASSIGNMENT Coastline Savings Bank → Ridgemark Servicing LLC
2023-02-07 69114/88
ASSIGNMENT Ridgemark Servicing LLC → Sentinel Trust National Association, as Trustee
2025-11-03 72606/310
ORDER OF NOTICE Sentinel Trust National Association, as Trustee
2026-01-27 73044/155

Meridian Mortgage Group, Inc.

Rosalind M. Thackery / Douglas P. Thackery

Review
MORTGAGE Rosalind M. Thackery and Douglas P. Thackery → Meridian Mortgage Group, Inc.
2008-04-11 44127/205
ASSIGNMENT No assignment of record
DISCHARGE Larkspur Financial Services, LLC
2019-09-05 61338/412
Requires review — The discharge was executed by Larkspur Financial Services, LLC, but no assignment to that entity is recorded. Discharge authority is not established of record.

Bay Colony Cooperative Bank

Rosalind M. Thackery / Douglas P. Thackery

Review
MORTGAGE Rosalind M. Thackery and Douglas P. Thackery → Bay Colony Cooperative Bank
2012-03-16 49883/507
DISCHARGE Bay Colony Cooperative Bank
2016-07-01 56511/220
Incomplete — The discharge cites Page 506 instead of the mortgage at Page 507. The parties and dates otherwise match, but a confirmatory discharge should be obtained.

Charlesbank Cooperative Bank

Wrenfield Court Development Trust

Released as to property
MORTGAGE Wrenfield Court Development Trust → Charlesbank Cooperative Bank
1986-11-12 12391/44
PARTIAL RELEASE Charlesbank Cooperative Bank
1988-03-22 14206/71
Owner Type Status Context Explanation Source
Rosalind M. Thackery Attachment resolved Recorded 2013-05-02 Attachment on mesne process, dissolved by a recorded court order.
Source 51002/188 Related 53744/91
Anne R. Halvorsen Federal Tax Lien resolved Recorded 2001-03-19 Notice of federal tax lien released by a certificate naming the same serial number.
Source 26118/44 Related 31877/205

Informational Findings

5 items
  • MEDIUM INFORMATIONAL Unit Interest and Exclusive-Use Areas
    Unit 3 carries a 14.28% undivided interest in the common areas and the exclusive right to use Parking Space 3. Both must be recited in any deed out of the unit.
    Source 12388/201 Related 29617/188
  • MEDIUM INFORMATIONAL Acknowledgment Irregularity
    The 1988 unit deed is executed by two trustees, but the notarial acknowledgment names only one. A confirmatory instrument would cure the defect if raised by a title insurer.
    Source 14206/77
  • MEDIUM INFORMATIONAL Divorce Judgment Not of Record
    The 2016 deed recites a divorce judgment that is not recorded, so its terms were not reviewed.
    Source 56402/91
  • LOW INFORMATIONAL Mortgage Indexed to Another Unit
    A same-day mortgage under a similar name encumbers Unit 5, not the locus, and is excluded from the mortgage summary.
    Source 44127/209
  • LOW INFORMATIONAL Trustee Certificate
    The trustee certificate establishes Anne R. Halvorsen's authority to convey; no defect was noted.
    Source 22671/301 Related 35218/44